FAQ

The Impact Collective is a growing community of people with class privilege who are aligning their wealth, influence, and actions with the goal of closing the racial wealth gap in the U.S. We offer learning spaces, community accountability, and tools to catalyze bold, values-aligned action.

"CLTV" is shorthand for "Collective", a word that reflects our emphasis on shared purpose, accountability, and mutual learning.

We believe the Black-white wealth gap is a direct and measurable outcome of centuries of racist policy and practices in the U.S., from enslavement and Jim Crow to modern institutional racism. Addressing this gap requires those who have benefited from these systems to take responsibility for change. Our work focuses on this gap not in isolation, but as part of dismantling broader economic injustice that harms all people.

Our work is shaped by deep relationships with individuals of color and organizations led by people of color who serve as advisors, thought partners, and collaborators. These partners bring vital insight, accountability, and guidance to our programming, strategy, and community culture.

We hold a commitment to building long-term, trust-based relationships, not transactional partnerships. Our monthly Collective Conversations create space for cross-racial dialogue, shared learning, community building, and co-visioning, and are open to all.

We support white people with wealth to take responsibility for their own learning, reflection, and action. In doing so, we aim to reduce the burden often placed on communities of color. We center impact as defined by people of color and stay grounded in accountability to those most affected by racial and economic injustice.

CLTV brings together a wide and growing community. This includes alumni of our flagship Transformative Retreat, guest speakers and facilitators, partners and advisors, and people who participate in public offerings like our Collective Conversations. Some people are with us for a season; others stay connected over years. Our work is grounded in long-term relationships, shared accountability, and a collective commitment to economic and racial justice.

We define wealth in relational and material terms. You might be wealthy if:

You have more resources than your household needs to thrive
You own investment property or actively invest in markets
You expect to inherit wealth, or come from a family with $1M+ in net assets
You’re in the top 10% of income in your state

Gender is self-defined. We welcome all who identify as women—including cis, trans, and gender-fluid people—to participate in CLTV programming for women.

Yes. While the Transformative Retreat is for wealthy white women, we also:

Host cross-racial community gatherings and learning events
Offer couples workshops open to all genders and races
Co-create events in partnership with aligned individuals and organizations

We encourage everyone to subscribe to our newsletter for upcoming opportunities.

Retreat participants and others are invited to take action at three levels:

Individual: Changing your own financial behaviors and choices
Family: Engaging with partners or family systems to shift resources
Group: Collaborating with your retreat cohort to move money together

Our action planning approach invites participants to reflect on their full economic ecosystem. This includes banking, hiring, and investing—in addition to spending and giving—because these are high-impact levers where people with wealth can shift capital, influence systems, and build economic power in alignment with their values.

We encourage long-term strategies that move beyond individual charity toward systemic change. Philanthropy can play a role, but it’s not enough. We challenge participants to consider how their everyday financial decisions, especially those involving accumulated assets, can support not just generosity but justice.

The Transformative Retreat is CLTV’s flagship offering—a four-month, cohort-based program that includes in-person and virtual gatherings, peer support, coaching, and structured assignments. It’s designed for wealthy white women who want to explore their relationship to wealth and power, understand their role in the racial wealth gap, and take meaningful action toward change.

This affinity space was created intentionally. Our founder, a wealthy white woman, began this work with her own peers—people whose identities grant them proximity to economic and social power. The goal is not to exclude others, but to create a space where white women can unlearn harmful narratives, explore their relationship to power and money, and take bold steps in solidarity—without placing the burden of education on BIPOC individuals.

When white people participate in meaningful affinity work together, they arrive better prepared to participate in multiracial dialogues with awareness and intention. White affinity work creates safer and more sustainable environments for BIPOC community members and collaborators. When facilitated well, white affinity groups don't just stay in discussion—they mobilize white people to act in solidarity, institutional stakeholders to reevaluate their policies and practices through a racial justice lens, and resources (financial, social, political) to support BIPOC-led movements and organizations.

To date, all participants have been white cisgender women, ages 25–70, with a wide range of class backgrounds. Some inherited wealth; others acquired it through career or marriage. Participants identify across Resource Generation's class categories, from managerial to owning class.

Participants leave the retreat with:

A clearer understanding of the racial wealth gap and their role in it
New language and tools to talk about money, power, and race
A supportive peer community and accountability structure
Tangible individual, family, and group action plans
Increased clarity, courage, and confidence in taking aligned action

Participants can expect to commit approximately 12–16 hours/month over four months. The program includes:

A 3-day in-person retreat to build trust and lay foundations
Two 2-hour virtual learning sessions to deepen understanding and share progress
A full-day in-person capstone gathering to solidify individual and cohort commitments
Independent work between sessions (reflections, journaling, knowledge and action assignments)
1:1 coaching with a skilled facilitator
Peer support through an accountability trio that meets regularly

Participants are expected to:

Show up with curiosity and humility
Engage deeply with learning materials and personal reflection
Collaborate with peers to identify and follow through on a group action commitment
Begin or deepen personal and family commitments aligned with CLTV’s goals

We hope participants remain engaged well beyond the retreat. After completing the program, you're invited into CLTV’s broader alumni community, where you can stay connected, supported, and inspired — in ways that reflect what matters most to you.

Some alumni stay engaged because they value the depth of peer community and the support and inspiration it provides. Others are drawn to the ongoing opportunities to participate in cross-racial community or to learn and grow through tools, programs, and events. Still others find value in being part of a collective braintrust and network of people working toward shared goals. And of course the vast majority of our alumni are inspired by moving money collectively to make a meaningful and lasting impact in alignment with our values.

Opportunities for continued engagement include:

Community Engagement

Monthly cohort or alumni meetings, events, and initiatives
Peer-led affinity and accountability groups
Alumni email group

Growth & Learning

Ongoing access to tools and new learning resources
Invitations to community events and public workshops
Participation in Collective Conversations and other CLTV programs and events

Leadership & Action

Special alumni gatherings and leadership opportunities
Opportunities to support new cohorts and CLTV partnerships
Continued development of personal, family, and group action commitments

Collective Giving & Investment

Opportunities to move money together through partner relationships built and sustained over time by CLTV

If you’re asking the question, there’s a good chance you do. Many participants arrive with uncertainty around whether they have “enough” wealth or if their background fits. If you’re grappling with your relationship to wealth and want to be part of transformative work to close the racial wealth gap, we welcome you to reach out and explore fit.

Collective Conversations are CLTV’s monthly gatherings open to the broader community. Each session features guest speakers — including movement leaders, organizers, and subject-matter experts — and explores a wide range of topics related to the racial wealth gap and economic justice.

The format is intentionally designed to be half presentation, half dialogue. This balance creates space for both shared learning and cross-racial, cross-class conversation. Collective Conversations offer a regular opportunity to connect, reflect, and co-vision alongside others committed to transformative change.

We welcome recommendations for guest speakers, especially those with lived experience and deep expertise related to racial and economic justice. Our guest speakers help anchor Collective Conversations by bringing perspective, analysis, and connection to community-grounded work. If you're interested in being a speaker or suggesting someone for an upcoming session, please reach out to us at info@impactcollect.org.

FREQUENTLY ASKED QUESTIONS

About CLTV

Who Is Involved In CLTV?

Our Focus on Action

About the Transformative Retreat

Collective Conversations

ALUMNI TESTIMONIALS

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